Buying a home is not really as easy and simple as many people think. It actually takes a great deal of money, time and preparation. The initial step in effectively preparing to buy a home is determining your budget.The next step involves deciphering what your current financial picture looks like. Your current income, liabilities and assets would be some of the most important factors . Besides, even if you are planning to apply for a home loan, again a good preparation is a must.You can opt Commercial Property Mohali as an option for your investment.