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Tips on choosing a credit card

Barinaalice

New Member
Choose the type
The APR
Know your credit limit
Know the fees


An informed credit card customer and a responsible credit card user can do the best justice to a credit card. So be one and enjoy your credit card benefits.
 
A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them.[1] The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card: a charge card requires the balance to be paid in full each month.[2] In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card.
Pearl Stud Earrings
 
A credit card is a bit like a chain saw -- it's a very handy tool, but it's capable of inflicting horrendous damage if used improperly. The same advice applies to both of them -- choose the right tool for the job, and follow the safety rules.
 

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